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What is hybrid financial exploitation?

Are you worried that your loved one may be experiencing financial abuse in an assisted living center? This is more common than a lot of people realize, and it's important to act quickly if you think it is occurring.

One important thing to note is that your loved one could be a victim of hybrid financial exploitation. This is the term used when financial abuse or exploitation is combined with things like nursing home neglect or direct physical abuse.

For instance, perhaps the staff has been financially abusing your loved one by making them withdraw money from an ATM. To make sure that they keep doing it, the staff member responsible threatens physical abuse or intentionally neglects your loved one. This creates a hostile atmosphere and makes your loved one afraid to come forward or go against the wishes of the abuser.

Pure financial exploitation is a bit more common. In one study, 38 out of 54 cases of exploitation were just financial issues. Another 15 cases were classified as hybrid financial exploitation.

However, it is important to note that both types of situations occur, and they can have different red flags. Since your loved one may not be able to tell you what is happening for numerous reasons -- fear, intimidation, dementia, etc. -- you must keep an eye out for pertinent signs. They may be the only real warning that you get.

If you do discover that your loved one is being abused in any way, make sure you know about all of the legal steps you can take.

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